One of the reasons why many people have bad financial habits is that frugality isn’t sexy. The tasks that save you money are generally tedious and time consuming. Finding an affordable car insurance rate is a perfect example. No one enjoys filling out endless forms, searching for quotes and haggling over the phone. “I just saved a bunch of money on my cheap auto insurance” honestly I have beaten every insurance company and every insurance company has been me. Also keep in mind it’s not always about price make sure you know what you’re getting. Don’t just go with the cheapest company go with the insurance company that gets you decent coverage for a good price. Also look at their service that’s very important, like are you going to call and talk with same person every time? Or are you going to be call a different person every time? Maybe that’s not that important to you. Do your research.
It’s tempting to make a snap decision and go with the first company that comes to mind. Unfortunately, this isn’t likely to land you the most affordable car insurance. If you can get past the aggravation and spend a couple hours shopping, it’s likely you can save yourself a few thousand dollars over the life of your car. That works out to an impressive hourly rate, and the experience will help you save on future purchases.