Spending This Christmas

Christmas is just around the corner and shopping mood is kicking in. This is what I love about Christmas the sense of giving. Almost everyone has the urge to give. But I don’t know if this is healthy or not. In this time of financial crises I know spending drastically could hurt your pockets.

I know a lot of people who seriously loan just to have shopping money this coming holiday season. I am not saying that it isn’t a wise move; it’s more of a risky move. If you don’t watch out your spending activity this holiday season you are more likely to suffer financial crash in the first quarter of the following year.

I suggest you make a very practical list or forecast of your future expenses this holiday season. Or if don’t have the patience for this thing you can consult a consumer credit counseling. If any of the two options doesn’t appeal to you I just advice you to spend carefully.

I hope I have imparted financial awareness or something to that effect. It is better being aware, prepared and practical than be sorry in the end. Have a blessed and abundant holiday season to you all.