Monday, February 9, 2009

My plan

This coming 2nd quarter of the year mid of July, I have a plan to buy a house, but first I check my budget via banque eh ligne (online banking) on the net. And second I start searching the net finding best pret immobilier (real estate mortgage) that fit to my budget. I want my house secured that’s why I search also best home assurance vie (insurance) company.

Wednesday, February 4, 2009

STRESS FIGHTER

Surprising and simple! Between home, work and family you barely have time to breathe. What can you do to de-stress?

>Gaze at Blue – to grab a moment of instant calm. Blue is the color of the ocean and the sky, so we automatically associate it with the serene Justify Fullfeelings that come with being out in nature.
>Grab some gum – rhythmic, repetitive actions like chewing gum trigger our body’s natural relaxation response, slowing our heart rate, breathing and brain activity.
>Form a fist – clench your fists tightly for five seconds, then open them. You’ll relax instantly. Why? When a muscle tenses as much as possible, it becomes able to de-tense completely.
>Sing your heart out – when we sing, we’re breathing deeply. And this lowers body’s blood pressure and heart rate, decreasing stress.
>Make someone’s day – being kind to others produces a rush of feel-good chemicals in the brain, creating what’s known as a helper’s high. The endorphin surge boosts our mood, distracting us from the woes that stress us out.
>Plant some calm – a little green in your environment can keep stress at bay. Women who kept plants at work had less anxiety. Why? They capture our attention, giving us a mental break from negative feelings that lead to stress.

Right auto insurance

Everyday you can watch on TV, listening to radio and reading to news paper of different kinds of accident in a land, air and sea. No one can know what will happen to us in next, be careful, aware and alert to our surrounding when we are in a road, driving on a car, travel etc.

If you have a car much better to check first your car I mean the battery, water, tires, test the break, gas etc. before you drive, maintain maintenance check up like change oil, wheel alignment, etc. of your car to avoid unconditioned of your car. Drive safely, follow the driving rules like; if you drank don’t drive, if you drive don’t drank and follow the signs on the road.

And most important to all the car owner see to it that your car have an auto insurance. Auto Insurance is mandatory requirement of the land transportation office before you registered your car. Be wise to choose an insurance company; inquire to other insurance company get the quotations and read carefully the policy they offer. Do this to other insurance company and then compare all the policy and quotation, considering you must know the background of the insurance company you choose.

Sunday, February 1, 2009

GET SLIMMER – WITHOUT LOSING AN OUNCE

The two-second trick: sitting up straight. The moment you slump, your belly protrudes. Unfortunately, people who spend eight hours a day hunched over a computer keyboard can weaken their bodies to the point where it’s actually hard to do anything but slouch. Those muscles can become atrophied from disuse. To improve your posture, you need to strengthen the upper back muscles that hold your spine straight. Do these simple and speedy moves twice a day.
>Back extension – lie face down with your feet together and your toes pointed. The palms of your hands should be on the floor, just in front of your shoulders. Lift your chin and gently rise up onto your forearms. Hold for 20 to 30 seconds.
>Chest opener – sitting on the edge of a chair, roll your shoulders back, swing your arms toward the rear of the chair, and gently squeeze your shoulder blades together. Hold for 10 to 20 seconds.

Right Credit Cards

Who ever said cash is king probably didn’t own credit cards. Cashless shopping could bring lots of perks, generous discounts and interest - free installments!

Reward yourself - most credit cards today offer rewards points to promote loyalty among users. Make sure you card has a rewards program and that you are getting the most rewards points for your spending.

Get the right fit - pick a credit card that suit your lifestyle if you travel often, get one that is designed for travelers. You get more miles for less spending your can redeem in as many as 70 airlines, plus you enjoy free travel accident and inconvenience protection.

Did you say 0% interest? If you are intending to buy a new LCD TV watch out for news of your credit card issuer offering 0% installment packages. You get to keep your credit cards, spend it on something else or let it earn interest in the bank, as well as rewards points.

Discount mania - to make you pay plastic, instead of cash, credit card issuer’s talk to boutiques, restaurants, hotels, even spas and gyms to offer you discount and other freebies…..

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